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Bandhan Bank

DHAMPUR BRANCH

+917409414261

IFSC CODE
BDBL0001426
MICR Code 246750602
Branch Code 001426
City / District DHAMPUR
State UTTAR PRADESH
Office Address 312 , WARD NO - 2 , TEACHERS COLONY , OPP . BHARAT MOTORS, KALAGARH ROAD , N.H - 74, P.O. DHAMPUR, DIST - BIJNOR, UTTAR PRADESH - 246761
Phone +917409414261
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bandhan Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DHAMPUR branch of Bandhan Bank, the code BDBL0001426 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BDBL0001426 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BDBL" represents Bandhan Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DHAMPUR

Payment Systems Supported by BDBL0001426

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—246750602—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bandhan Bank in DHAMPUR typically follows the RBI holiday calendar. Digital transfers via BDBL0001426 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BDBL0001426 is the valid code for DHAMPUR at DHAMPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Bandhan Bank Branch List
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  • • Swift Code for Bandhan Bank
  • • Bank Holiday in UTTAR PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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  • • Currency Converter

Branch Context

  • • DHAMPUR Contact
  • • Address of Bandhan Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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