Bandhan Bank
TAKALI PRACHA BRANCH
+918433714231
Related Branches
Understanding IFSC Code: The Digital DNA of Bandhan Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the TAKALI PRACHA
branch of Bandhan Bank, the code BDBL0001423 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BDBL0001423 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BDBL" represents Bandhan Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for TAKALI PRACHA
Payment Systems Supported by BDBL0001423
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—424750202—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bandhan Bank in TAKALI PRACHA typically follows the RBI holiday calendar. Digital transfers via BDBL0001423 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BDBL0001423 is the valid code for TAKALI PRACHA at TAKALI PRACHA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Bandhan Bank Branch List
- • TAKALI PRACHA IFSC Codes
- • Swift Code for Bandhan Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • TAKALI PRACHA Contact
- • Address of Bandhan Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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