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Bandhan Bank

GANAK BANDHI BRANCH

+919073910601

IFSC CODE
BDBL0001060
MICR Code 721750803
Branch Code 001060
City / District GANAK BANDHI
State WEST BENGAL
Office Address VILL GANAKBANDHI, P.O. AMLAGORA, GARBETA, DIST. WEST MIDNAPORE, WEST BENGAL, PIN - 721121
Phone +919073910601
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Understanding IFSC Code: The Digital DNA of Bandhan Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GANAK BANDHI branch of Bandhan Bank, the code BDBL0001060 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BDBL0001060 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BDBL" represents Bandhan Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GANAK BANDHI

Payment Systems Supported by BDBL0001060

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—721750803—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bandhan Bank in GANAK BANDHI typically follows the RBI holiday calendar. Digital transfers via BDBL0001060 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BDBL0001060 is the valid code for GANAK BANDHI at GANAK BANDHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • GANAK BANDHI Contact
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  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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