Bank of Baroda
SHAHJADNAGAR, UP BRANCH
+910221800223344
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Understanding IFSC Code: The Digital DNA of Bank of Baroda
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SHAHJADNAGAR, UP
branch of Bank of Baroda, the code BARB0SHARAM ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BARB0SHARAM Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BARB" represents Bank of Baroda
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SHAHJADNAGAR, UP
Payment Systems Supported by BARB0SHARAM
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—244012163—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bank of Baroda in SHAHJADNAGAR typically follows the RBI holiday calendar. Digital transfers via BARB0SHARAM for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BARB0SHARAM is the valid code for SHAHJADNAGAR, UP at SHAHJADNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
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Platform Links
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