Bank of Baroda
SARADHANA, RAJASTHAN BRANCH
+910221800223344
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Understanding IFSC Code: The Digital DNA of Bank of Baroda
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SARADHANA, RAJASTHAN
branch of Bank of Baroda, the code BARB0SARADH ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BARB0SARADH Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BARB" represents Bank of Baroda
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SARADHANA, RAJASTHAN
Payment Systems Supported by BARB0SARADH
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—305012519—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bank of Baroda in SARADHANA typically follows the RBI holiday calendar. Digital transfers via BARB0SARADH for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BARB0SARADH is the valid code for SARADHANA, RAJASTHAN at SARADHANA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • SARADHANA, RAJASTHAN Contact
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- • RAJASTHAN Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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