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Bank of Baroda

RASTA MAU MAGRAULI,UP BRANCH

+910221800223344

IFSC CODE
BARB0RASMAG
MICR Code 227012103
Branch Code RASMAG
City / District RASTAMAU
State UTTAR PRADESH
Office Address VILL RASTA MAU,PO RASTA MAU,UTTAR PRADESH 229309.
Phone +910221800223344
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of Baroda

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the RASTA MAU MAGRAULI,UP branch of Bank of Baroda, the code BARB0RASMAG ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BARB0RASMAG Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BARB" represents Bank of Baroda

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for RASTA MAU MAGRAULI,UP

Payment Systems Supported by BARB0RASMAG

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—227012103—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Baroda in RASTAMAU typically follows the RBI holiday calendar. Digital transfers via BARB0RASMAG for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BARB0RASMAG is the valid code for RASTA MAU MAGRAULI,UP at RASTAMAU, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • RASTA MAU MAGRAULI,UP Contact
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Platform Links

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