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Bank of Baroda

PRATAP NAGAR, JAIPUR, RAJASTHAN BRANCH

+910221800223344

IFSC CODE
BARB0PRAJAI
MICR Code 302012034
Branch Code PRAJAI
City / District PRATAP NAGAR
State RAJASTHAN
Office Address 8 SP3 KUMBHA MARG,PRATAP NAGAR,JAIPUR,RAJASTHAN 302 033
Phone +910221800223344
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Understanding IFSC Code: The Digital DNA of Bank of Baroda

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PRATAP NAGAR, JAIPUR, RAJASTHAN branch of Bank of Baroda, the code BARB0PRAJAI ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BARB0PRAJAI Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BARB" represents Bank of Baroda

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PRATAP NAGAR, JAIPUR, RAJASTHAN

Payment Systems Supported by BARB0PRAJAI

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—302012034—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Baroda in PRATAP NAGAR typically follows the RBI holiday calendar. Digital transfers via BARB0PRAJAI for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BARB0PRAJAI is the valid code for PRATAP NAGAR, JAIPUR, RAJASTHAN at PRATAP NAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • PRATAP NAGAR, JAIPUR, RAJASTHAN Contact
  • • Address of Bank of Baroda
  • • MICR Code Finder
  • • RAJASTHAN Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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