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Bank of Baroda

KAKHAWATOO,AURAIYA,UP BRANCH

+910221800223344

IFSC CODE
BARB0KAKHAW
MICR Code 206012202
Branch Code KAKHAW
City / District AURAIYA
State UTTAR PRADESH
Office Address VILL AND POST KAKHAWATOO,DIST AURAIYA, UTTAR PRADESH 206122
Phone +910221800223344
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of Baroda

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KAKHAWATOO,AURAIYA,UP branch of Bank of Baroda, the code BARB0KAKHAW ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BARB0KAKHAW Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BARB" represents Bank of Baroda

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KAKHAWATOO,AURAIYA,UP

Payment Systems Supported by BARB0KAKHAW

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—206012202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Baroda in AURAIYA typically follows the RBI holiday calendar. Digital transfers via BARB0KAKHAW for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BARB0KAKHAW is the valid code for KAKHAWATOO,AURAIYA,UP at AURAIYA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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