Bank of Baroda
GANDHI CHOWK, RAIPUR BRANCH
+910221800223344
Understanding IFSC Code: The Digital DNA of Bank of Baroda
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GANDHI CHOWK, RAIPUR
branch of Bank of Baroda, the code BARB0GANRAI ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BARB0GANRAI Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BARB" represents Bank of Baroda
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GANDHI CHOWK, RAIPUR
Payment Systems Supported by BARB0GANRAI
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—492012007—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bank of Baroda in RAIPUR typically follows the RBI holiday calendar. Digital transfers via BARB0GANRAI for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BARB0GANRAI is the valid code for GANDHI CHOWK, RAIPUR at RAIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Bank of Baroda Branch List
- • RAIPUR IFSC Codes
- • Swift Code for Bank of Baroda
- • Bank Holiday in CHANDIGARH
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • GANDHI CHOWK, RAIPUR Contact
- • Address of Bank of Baroda
- • MICR Code Finder
- • CHANDIGARH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Bank of Baroda BARB0GANRAI code, find GANDHI CHOWK, RAIPUR branch details, Bank of Baroda RAIPUR contact number, CHANDIGARH bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Bank of Baroda RAIPUR, online neft rtgs imps guide india, how to find ifsc code of Bank of Baroda.