Bank of Baroda
GAIGHAT,PATNA DT,BIHAR BRANCH
+910221800223344
Understanding IFSC Code: The Digital DNA of Bank of Baroda
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GAIGHAT,PATNA DT,BIHAR
branch of Bank of Baroda, the code BARB0GAIGHA ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BARB0GAIGHA Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BARB" represents Bank of Baroda
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GAIGHAT,PATNA DT,BIHAR
Payment Systems Supported by BARB0GAIGHA
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—800012016—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bank of Baroda in PATNA typically follows the RBI holiday calendar. Digital transfers via BARB0GAIGHA for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BARB0GAIGHA is the valid code for GAIGHAT,PATNA DT,BIHAR at PATNA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Bank of Baroda Branch List
- • PATNA IFSC Codes
- • Swift Code for Bank of Baroda
- • Bank Holiday in BIHAR
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • GAIGHAT,PATNA DT,BIHAR Contact
- • Address of Bank of Baroda
- • MICR Code Finder
- • BIHAR Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Bank of Baroda BARB0GAIGHA code, find GAIGHAT,PATNA DT,BIHAR branch details, Bank of Baroda PATNA contact number, BIHAR bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Bank of Baroda PATNA, online neft rtgs imps guide india, how to find ifsc code of Bank of Baroda.