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Bank of Baroda

CHHOTA GOBINDPUR, JHARKHAND BRANCH

+910221800223344

IFSC CODE
BARB0CHHGOB
MICR Code 831012012
Branch Code CHHGOB
City / District GOBINDPUR,BLK.SONUA
State JHARKHAND
Office Address FIRST FLOOR RAJENDRA BHAWAN MAIN ROAD CHHOTA GOBINDPUR JAMSHEDPUR JHARKHAND 831015.
Phone +910221800223344
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Understanding IFSC Code: The Digital DNA of Bank of Baroda

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CHHOTA GOBINDPUR, JHARKHAND branch of Bank of Baroda, the code BARB0CHHGOB ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BARB0CHHGOB Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BARB" represents Bank of Baroda

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CHHOTA GOBINDPUR, JHARKHAND

Payment Systems Supported by BARB0CHHGOB

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—831012012—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Baroda in GOBINDPUR,BLK.SONUA typically follows the RBI holiday calendar. Digital transfers via BARB0CHHGOB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BARB0CHHGOB is the valid code for CHHOTA GOBINDPUR, JHARKHAND at GOBINDPUR,BLK.SONUA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • CHHOTA GOBINDPUR, JHARKHAND Contact
  • • Address of Bank of Baroda
  • • MICR Code Finder
  • • JHARKHAND Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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