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Bank of Baroda

PURANPUR, PILIBHIT, UTTAR PRADESH BRANCH

+910221800223344

IFSC CODE
BARB0CHAPIL
MICR Code 262012451
Branch Code CHAPIL
City / District PURANPUR
State UTTAR PRADESH
Office Address VILLAGE CHANDIYA HAZARA,PO CHANDIYA HAZARA,BLOCK PURANPUR,DIST PILLIBHIT,UTTAR PRADESH - 262122
Phone +910221800223344
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of Baroda

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PURANPUR, PILIBHIT, UTTAR PRADESH branch of Bank of Baroda, the code BARB0CHAPIL ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BARB0CHAPIL Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BARB" represents Bank of Baroda

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PURANPUR, PILIBHIT, UTTAR PRADESH

Payment Systems Supported by BARB0CHAPIL

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—262012451—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Baroda in PURANPUR typically follows the RBI holiday calendar. Digital transfers via BARB0CHAPIL for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BARB0CHAPIL is the valid code for PURANPUR, PILIBHIT, UTTAR PRADESH at PURANPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • PURANPUR, PILIBHIT, UTTAR PRADESH Contact
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  • • MICR Code Finder
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Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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