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Bank of Baroda

CHAURASIA, UP BRANCH

+910221800223344

IFSC CODE
BARB0BLYCSA
MICR Code 242012508
Branch Code BLYCSA
City / District CHAURASIA
State UTTAR PRADESH
Office Address 221 CHAURASIA, DIST.SHAHJAHANPUR, UTTAR PRADESH - 242 221.
Phone +910221800223344
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Understanding IFSC Code: The Digital DNA of Bank of Baroda

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CHAURASIA, UP branch of Bank of Baroda, the code BARB0BLYCSA ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BARB0BLYCSA Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BARB" represents Bank of Baroda

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CHAURASIA, UP

Payment Systems Supported by BARB0BLYCSA

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—242012508—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Baroda in CHAURASIA typically follows the RBI holiday calendar. Digital transfers via BARB0BLYCSA for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BARB0BLYCSA is the valid code for CHAURASIA, UP at CHAURASIA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • CHAURASIA, UP Contact
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Platform Links

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