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Bank of Baroda

BILIYA BR., DIST. MEHSANA, GUJARAT BRANCH

+910221800223344

IFSC CODE
BARB0BILIYA
MICR Code 383012512
Branch Code BILIYA
City / District BILIYA
State GUJARAT
Office Address BILIYA, TAL. VIJAPUR, DIST. MEHSANA, GUJARAT - 382 870.
Phone +910221800223344
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Understanding IFSC Code: The Digital DNA of Bank of Baroda

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BILIYA BR., DIST. MEHSANA, GUJARAT branch of Bank of Baroda, the code BARB0BILIYA ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BARB0BILIYA Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BARB" represents Bank of Baroda

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BILIYA BR., DIST. MEHSANA, GUJARAT

Payment Systems Supported by BARB0BILIYA

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—383012512—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Baroda in BILIYA typically follows the RBI holiday calendar. Digital transfers via BARB0BILIYA for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BARB0BILIYA is the valid code for BILIYA BR., DIST. MEHSANA, GUJARAT at BILIYA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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  • • IFSC Finder v2.0

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