Baroda Gujarat Gramin Bank
Baroda Gujarat Gramin Bank IMPS BRANCH
+910221800223344
Understanding IFSC Code: The Digital DNA of Baroda Gujarat Gramin Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Baroda Gujarat Gramin Bank IMPS
branch of Baroda Gujarat Gramin Bank, the code BARB0BGGBXX ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the BARB0BGGBXX Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"BARB" represents Baroda Gujarat Gramin Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Baroda Gujarat Gramin Bank IMPS
Payment Systems Supported by BARB0BGGBXX
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—392459001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Baroda Gujarat Gramin Bank in VADODARA typically follows the RBI holiday calendar. Digital transfers via BARB0BGGBXX for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While BARB0BGGBXX is the valid code for Baroda Gujarat Gramin Bank IMPS at VADODARA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Baroda Gujarat Gramin Bank IMPS Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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