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Bank of Baroda

BARAJAGULI BRANCH

+910221800223344

IFSC CODE
BARB0BARAGU
MICR Code
Branch Code BARAGU
City / District HARINGHATA FARM
State WEST BENGAL
Office Address GROUND FLOOR ,POST VILLAGE BARAJAGULI DIST NADIA 741221
Phone +910221800223344
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Understanding IFSC Code: The Digital DNA of Bank of Baroda

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BARAJAGULI branch of Bank of Baroda, the code BARB0BARAGU ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the BARB0BARAGU Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"BARB" represents Bank of Baroda

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BARAJAGULI

Payment Systems Supported by BARB0BARAGU

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Baroda in HARINGHATA FARM typically follows the RBI holiday calendar. Digital transfers via BARB0BARAGU for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While BARB0BARAGU is the valid code for BARAJAGULI at HARINGHATA FARM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BARAJAGULI Contact
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  • • WEST BENGAL Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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