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Almora Urban Co-operative Bank

PANUWANAULA BRANCH

IFSC CODE
AUCB0000061
MICR Code 263849013
Branch Code 000061
City / District PANUWANAULA
State UTTARAKHAND
Office Address PANUWANAULA, PITHORAGARH RAJMARG, DISTT ALMORA PINCODE 263601
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Almora Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PANUWANAULA branch of Almora Urban Co-operative Bank, the code AUCB0000061 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AUCB0000061 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AUCB" represents Almora Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PANUWANAULA

Payment Systems Supported by AUCB0000061

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—263849013—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Almora Urban Co-operative Bank in PANUWANAULA typically follows the RBI holiday calendar. Digital transfers via AUCB0000061 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AUCB0000061 is the valid code for PANUWANAULA at PANUWANAULA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
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Platform Links

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