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Almora Urban Co-operative Bank

NAINITAL ROAD, LALKUAN BRANCH

+915945268833

IFSC CODE
AUCB0000025
MICR Code 263849051
Branch Code 000025
City / District LALKUAN
State UTTARAKHAND
Office Address NAINITAL ROAD, LALKUAN
Phone +915945268833
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Almora Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAINITAL ROAD, LALKUAN branch of Almora Urban Co-operative Bank, the code AUCB0000025 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AUCB0000025 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AUCB" represents Almora Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAINITAL ROAD, LALKUAN

Payment Systems Supported by AUCB0000025

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—263849051—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Almora Urban Co-operative Bank in LALKUAN typically follows the RBI holiday calendar. Digital transfers via AUCB0000025 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AUCB0000025 is the valid code for NAINITAL ROAD, LALKUAN at LALKUAN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • NAINITAL ROAD, LALKUAN Contact
  • • Address of Almora Urban Co-operative Bank
  • • MICR Code Finder
  • • UTTARAKHAND Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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