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Almora Urban Co-operative Bank

HALDWANI ROAD, KALADHUNGI BRANCH

+915942242440

IFSC CODE
AUCB0000024
MICR Code 263849053
Branch Code 000024
City / District KALADHUNGI
State UTTARAKHAND
Office Address HALDWANI ROAD, KALADHUNGI
Phone +915942242440
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Almora Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the HALDWANI ROAD, KALADHUNGI branch of Almora Urban Co-operative Bank, the code AUCB0000024 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AUCB0000024 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AUCB" represents Almora Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for HALDWANI ROAD, KALADHUNGI

Payment Systems Supported by AUCB0000024

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—263849053—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Almora Urban Co-operative Bank in KALADHUNGI typically follows the RBI holiday calendar. Digital transfers via AUCB0000024 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AUCB0000024 is the valid code for HALDWANI ROAD, KALADHUNGI at KALADHUNGI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • HALDWANI ROAD, KALADHUNGI Contact
  • • Address of Almora Urban Co-operative Bank
  • • MICR Code Finder
  • • UTTARAKHAND Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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