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AU Small Finance Bank

AUSFB CREDIT CARD BRANCH BRANCH

+918306004351

IFSC CODE
AUBL0CCARDS
MICR Code
Branch Code CCARDS
City / District JAIPUR
State RAJASTHAN
Office Address FIFTH SIXTH FLOOR SUNNY BIG JUNCTION STC KHASRA NO 64 TO 67 GRAM SUKHAIPURA NEW ATISH MARKET JAIPUR 302020
Phone +918306004351
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of AU Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AUSFB CREDIT CARD BRANCH branch of AU Small Finance Bank, the code AUBL0CCARDS ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AUBL0CCARDS Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AUBL" represents AU Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AUSFB CREDIT CARD BRANCH

Payment Systems Supported by AUBL0CCARDS

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The AU Small Finance Bank in JAIPUR typically follows the RBI holiday calendar. Digital transfers via AUBL0CCARDS for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AUBL0CCARDS is the valid code for AUSFB CREDIT CARD BRANCH at JAIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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