AU Small Finance Bank
EAST PATEL NAGAR BRANCH
+918130096629
Understanding IFSC Code: The Digital DNA of AU Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the EAST PATEL NAGAR
branch of AU Small Finance Bank, the code AUBL0004211 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the AUBL0004211 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"AUBL" represents AU Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for EAST PATEL NAGAR
Payment Systems Supported by AUBL0004211
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—110765060—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The AU Small Finance Bank in PATEL NAGAR typically follows the RBI holiday calendar. Digital transfers via AUBL0004211 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While AUBL0004211 is the valid code for EAST PATEL NAGAR at PATEL NAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • AU Small Finance Bank Branch List
- • PATEL NAGAR IFSC Codes
- • Swift Code for AU Small Finance Bank
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Financial Tools
- • GST Calculator Online
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Branch Context
- • EAST PATEL NAGAR Contact
- • Address of AU Small Finance Bank
- • MICR Code Finder
- • DELHI Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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