AU Small Finance Bank
AHMEDABAD PRAHLADNAGAR BRANCH
+918980010806
Related Branches
Understanding IFSC Code: The Digital DNA of AU Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the AHMEDABAD PRAHLADNAGAR
branch of AU Small Finance Bank, the code AUBL0004148 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the AUBL0004148 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"AUBL" represents AU Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for AHMEDABAD PRAHLADNAGAR
Payment Systems Supported by AUBL0004148
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—380765018—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The AU Small Finance Bank in AHMEDABAD CITY typically follows the RBI holiday calendar. Digital transfers via AUBL0004148 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While AUBL0004148 is the valid code for AHMEDABAD PRAHLADNAGAR at AHMEDABAD CITY, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • AU Small Finance Bank Branch List
- • AHMEDABAD CITY IFSC Codes
- • Swift Code for AU Small Finance Bank
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Financial Tools
- • GST Calculator Online
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Branch Context
- • AHMEDABAD PRAHLADNAGAR Contact
- • Address of AU Small Finance Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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