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AU Small Finance Bank

DELHI DEFENCE COLONY BRANCH

+918130081469

IFSC CODE
AUBL0002644
MICR Code 110765046
Branch Code 002644
City / District NEW DELHI
State DELHI
Office Address UPPER GROUND FLOOR, A-281, DEFENSE COLONY, NEW DELHI - 110024
Phone +918130081469
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of AU Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DELHI DEFENCE COLONY branch of AU Small Finance Bank, the code AUBL0002644 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AUBL0002644 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AUBL" represents AU Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DELHI DEFENCE COLONY

Payment Systems Supported by AUBL0002644

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—110765046—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The AU Small Finance Bank in NEW DELHI typically follows the RBI holiday calendar. Digital transfers via AUBL0002644 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AUBL0002644 is the valid code for DELHI DEFENCE COLONY at NEW DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • DELHI DEFENCE COLONY Contact
  • • Address of AU Small Finance Bank
  • • MICR Code Finder
  • • DELHI Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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