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AU Small Finance Bank

GORAKHPUR BRANCH

+918306998545

IFSC CODE
AUBL0002604
MICR Code 273765002
Branch Code 002604
City / District GORAKHPUR
State UTTAR PRADESH
Office Address 16 B 17, SHOP NO. 2, LN VATIKA BUILDING, LAXMI NIWAS, BANK ROAD, GORAKHPUR, UTTAR PRADESH - 273001
Phone +918306998545
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of AU Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GORAKHPUR branch of AU Small Finance Bank, the code AUBL0002604 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AUBL0002604 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AUBL" represents AU Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GORAKHPUR

Payment Systems Supported by AUBL0002604

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—273765002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The AU Small Finance Bank in GORAKHPUR typically follows the RBI holiday calendar. Digital transfers via AUBL0002604 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AUBL0002604 is the valid code for GORAKHPUR at GORAKHPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • GORAKHPUR Contact
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  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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