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AU Small Finance Bank

PALWAL BRANCH

+919650907658

IFSC CODE
AUBL0002574
MICR Code 121765452
Branch Code 002574
City / District PALWAL
State HARYANA
Office Address AU SMALL FINANCE BANK LTD SN TOWER,WARD NO 11 RAM NAGAR.G T,ROAD,PALWAL,HARYANA,PINCODE - 121102
Phone +919650907658
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of AU Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PALWAL branch of AU Small Finance Bank, the code AUBL0002574 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AUBL0002574 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AUBL" represents AU Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PALWAL

Payment Systems Supported by AUBL0002574

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—121765452—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The AU Small Finance Bank in PALWAL typically follows the RBI holiday calendar. Digital transfers via AUBL0002574 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AUBL0002574 is the valid code for PALWAL at PALWAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • AU Small Finance Bank Branch List
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Financial Tools

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Branch Context

  • • PALWAL Contact
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  • • MICR Code Finder
  • • HARYANA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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