Home / AU Small Finance Bank / SHAMGARH
AU

AU Small Finance Bank

SHAMGARH BRANCH

+91755232666

IFSC CODE
AUBL0002324
MICR Code 458765501
Branch Code 002324
City / District SHYAMGARH
State MADHYA PRADESH
Office Address CHOUDHARY COMPLEX, GAROTH ROAD
Phone +91755232666
📍 View Branch on Google Maps

Related Branches


Understanding IFSC Code: The Digital DNA of AU Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHAMGARH branch of AU Small Finance Bank, the code AUBL0002324 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AUBL0002324 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AUBL" represents AU Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHAMGARH

Payment Systems Supported by AUBL0002324

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—458765501—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The AU Small Finance Bank in SHYAMGARH typically follows the RBI holiday calendar. Digital transfers via AUBL0002324 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AUBL0002324 is the valid code for SHAMGARH at SHYAMGARH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • AU Small Finance Bank Branch List
  • • SHYAMGARH IFSC Codes
  • • Swift Code for AU Small Finance Bank
  • • Bank Holiday in MADHYA PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • SHAMGARH Contact
  • • Address of AU Small Finance Bank
  • • MICR Code Finder
  • • MADHYA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: AU Small Finance Bank AUBL0002324 code, find SHAMGARH branch details, AU Small Finance Bank SHYAMGARH contact number, MADHYA PRADESH bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for AU Small Finance Bank SHYAMGARH, online neft rtgs imps guide india, how to find ifsc code of AU Small Finance Bank.