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AU Small Finance Bank

DEESA BRANCH

+918980013895

IFSC CODE
AUBL0002136
MICR Code 385765031
Branch Code 002136
City / District DEESA
State GUJARAT
Office Address SHOP NO. 7-11,PITHAM COMPLEX, CITY PLAZA HOTEL, NR SPORTS CLUB,OLD BUS-STAND ROAD,
Phone +918980013895
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of AU Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DEESA branch of AU Small Finance Bank, the code AUBL0002136 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AUBL0002136 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AUBL" represents AU Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DEESA

Payment Systems Supported by AUBL0002136

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—385765031—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The AU Small Finance Bank in DEESA typically follows the RBI holiday calendar. Digital transfers via AUBL0002136 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AUBL0002136 is the valid code for DEESA at DEESA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • AU Small Finance Bank Branch List
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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • DEESA Contact
  • • Address of AU Small Finance Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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