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Apna Sahakari Bank

KANKAVLI BRANCH

+912367231981

IFSC CODE
ASBL0000045
MICR Code 416098326
Branch Code 000045
City / District KANKAVLI
State MAHARASHTRA
Office Address SHOP NO.A5,GR.FLOOR,BANDAL COMPLEX, OPP. PRANT OFFICE, MUMBAI-GOA HIGHWAY, KANKAVLI, DIST. SINDHURGA
Phone +912367231981
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Apna Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KANKAVLI branch of Apna Sahakari Bank, the code ASBL0000045 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ASBL0000045 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ASBL" represents Apna Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KANKAVLI

Payment Systems Supported by ASBL0000045

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—416098326—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Apna Sahakari Bank in KANKAVLI typically follows the RBI holiday calendar. Digital transfers via ASBL0000045 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ASBL0000045 is the valid code for KANKAVLI at KANKAVLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • KANKAVLI Contact
  • • Address of Apna Sahakari Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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