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Arvind Sahakari Bank

SAONER BRANCH

+917113234451

IFSC CODE
ARBL0000004
MICR Code
Branch Code 000004
City / District SAONER
State MAHARASHTRA
Office Address HOUSE NO-42 AWADHUT WADI, CIVIL LINES, SAONER, TAH-SAONER, DIST- NAGPUR
Phone +917113234451
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Arvind Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SAONER branch of Arvind Sahakari Bank, the code ARBL0000004 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ARBL0000004 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ARBL" represents Arvind Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SAONER

Payment Systems Supported by ARBL0000004

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Arvind Sahakari Bank in SAONER typically follows the RBI holiday calendar. Digital transfers via ARBL0000004 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ARBL0000004 is the valid code for SAONER at SAONER, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • SAONER Contact
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  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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