A.P. Mahesh Co-operative Urban Bank
A.P. MAHESH CO-OPERATIVE URBAN BANK LTD BRANCH
+9140234371003
Understanding IFSC Code: The Digital DNA of A.P. Mahesh Co-operative Urban Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the A.P. MAHESH CO-OPERATIVE URBAN BANK LTD
branch of A.P. Mahesh Co-operative Urban Bank, the code APMC0000908 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the APMC0000908 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"APMC" represents A.P. Mahesh Co-operative Urban Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for A.P. MAHESH CO-OPERATIVE URBAN BANK LTD
Payment Systems Supported by APMC0000908
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—311142002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The A.P. Mahesh Co-operative Urban Bank in RAJASTHAN typically follows the RBI holiday calendar. Digital transfers via APMC0000908 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While APMC0000908 is the valid code for A.P. MAHESH CO-OPERATIVE URBAN BANK LTD at RAJASTHAN, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • A.P. MAHESH CO-OPERATIVE URBAN BANK LTD Contact
- • Address of A.P. Mahesh Co-operative Urban Bank
- • MICR Code Finder
- • RAJASTHAN Banking Circle
Platform Links
- • Anand Design DevBox
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