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A.P. Mahesh Co-operative Urban Bank

VIJAYAWADA BRANCH

+918662574654

IFSC CODE
APMC0000901
MICR Code 520142001
Branch Code 000901
City / District VIJAYAWADA
State ANDHRA PRADESH
Office Address 27-37-147 TO 152 BANDAR ROAD VIJAYAWADA 520002
Phone +918662574654
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of A.P. Mahesh Co-operative Urban Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VIJAYAWADA branch of A.P. Mahesh Co-operative Urban Bank, the code APMC0000901 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APMC0000901 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APMC" represents A.P. Mahesh Co-operative Urban Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VIJAYAWADA

Payment Systems Supported by APMC0000901

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—520142001—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The A.P. Mahesh Co-operative Urban Bank in VIJAYAWADA typically follows the RBI holiday calendar. Digital transfers via APMC0000901 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APMC0000901 is the valid code for VIJAYAWADA at VIJAYAWADA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • VIJAYAWADA Contact
  • • Address of A.P. Mahesh Co-operative Urban Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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