A.P. Mahesh Co-operative Urban Bank
KHAIRTABAD BRANCH
+914023431801
Understanding IFSC Code: The Digital DNA of A.P. Mahesh Co-operative Urban Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KHAIRTABAD
branch of A.P. Mahesh Co-operative Urban Bank, the code APMC0000004 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the APMC0000004 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"APMC" represents A.P. Mahesh Co-operative Urban Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KHAIRTABAD
Payment Systems Supported by APMC0000004
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—500142004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The A.P. Mahesh Co-operative Urban Bank in HYDERABAD typically follows the RBI holiday calendar. Digital transfers via APMC0000004 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While APMC0000004 is the valid code for KHAIRTABAD at HYDERABAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • KHAIRTABAD Contact
- • Address of A.P. Mahesh Co-operative Urban Bank
- • MICR Code Finder
- • ANDHRA PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
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