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District Co-operative Central Bank Kurnool

THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU BRANCH

+918860226898

IFSC CODE
APBL0013023
MICR Code 518823006
Branch Code 013023
City / District UPPALAPADU
State ANDHRA PRADESH
Office Address D.NO.3-7,PEDDABAZAR,UPPALAPADU (V),OWK(M),KURNOOL- 518122
Phone +918860226898
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of District Co-operative Central Bank Kurnool

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU branch of District Co-operative Central Bank Kurnool, the code APBL0013023 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APBL0013023 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APBL" represents District Co-operative Central Bank Kurnool

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU

Payment Systems Supported by APBL0013023

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—518823006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The District Co-operative Central Bank Kurnool in UPPALAPADU typically follows the RBI holiday calendar. Digital transfers via APBL0013023 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APBL0013023 is the valid code for THE DIST. CO-OPERATIVE CENTRAL BANK LTD.,KURNOOL - UPPALAPADU at UPPALAPADU, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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  • • Address of District Co-operative Central Bank Kurnool
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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