Andhra Pradesh State Co-operative Bank
NANDYAL BRANCH
+918514242120
Understanding IFSC Code: The Digital DNA of Andhra Pradesh State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the NANDYAL
branch of Andhra Pradesh State Co-operative Bank, the code APBL0013013 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the APBL0013013 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"APBL" represents Andhra Pradesh State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for NANDYAL
Payment Systems Supported by APBL0013013
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—518823101—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Andhra Pradesh State Co-operative Bank in NANDYAL typically follows the RBI holiday calendar. Digital transfers via APBL0013013 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While APBL0013013 is the valid code for NANDYAL at NANDYAL, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Andhra Pradesh State Co-operative Bank Branch List
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Financial Tools
- • GST Calculator Online
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Branch Context
- • NANDYAL Contact
- • Address of Andhra Pradesh State Co-operative Bank
- • MICR Code Finder
- • ANDHRA PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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