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Chittoor District Co-operative Central Bank

THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM BRANCH

+919100302849

IFSC CODE
APBL0010033
MICR Code
Branch Code 010033
City / District VARADAIAHPALEM
State ANDHRA PRADESH
Office Address D.NO.11-20 TRUNK ROAD-GREAMSPET, NEAR INDIAN OIL PETROL BANK VARADAIAH PALEM (P)(M)-517541
Phone +919100302849
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Chittoor District Co-operative Central Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM branch of Chittoor District Co-operative Central Bank, the code APBL0010033 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APBL0010033 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APBL" represents Chittoor District Co-operative Central Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM

Payment Systems Supported by APBL0010033

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Chittoor District Co-operative Central Bank in VARADAIAHPALEM typically follows the RBI holiday calendar. Digital transfers via APBL0010033 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APBL0010033 is the valid code for THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - VARADAIAHPALEM at VARADAIAHPALEM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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  • • Address of Chittoor District Co-operative Central Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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