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Chittoor District Co-operative Central Bank

THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - PACHIKAPALLAM BRANCH

+919100367049

IFSC CODE
APBL0010032
MICR Code
Branch Code 010032
City / District VEDURUKUPPAM
State ANDHRA PRADESH
Office Address D.NO.13-244-A, TIRUPATHI ROAD PACHIKAPALLAM(V) VEDURUKUPPAM(M)-517569
Phone +919100367049
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Understanding IFSC Code: The Digital DNA of Chittoor District Co-operative Central Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - PACHIKAPALLAM branch of Chittoor District Co-operative Central Bank, the code APBL0010032 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APBL0010032 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APBL" represents Chittoor District Co-operative Central Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - PACHIKAPALLAM

Payment Systems Supported by APBL0010032

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Chittoor District Co-operative Central Bank in VEDURUKUPPAM typically follows the RBI holiday calendar. Digital transfers via APBL0010032 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APBL0010032 is the valid code for THE DIST. CO-OPERATIVE CENTRAL BANK LTD., CHITTOOR - PACHIKAPALLAM at VEDURUKUPPAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • Address of Chittoor District Co-operative Central Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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