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Andhra Pradesh State Co-operative Bank

MARKAPUR BRANCH

+919704660279

IFSC CODE
APBL0008018
MICR Code 523827202
Branch Code 008018
City / District MARKAPUR
State ANDHRA PRADESH
Office Address THE PDCCBANK LTD., MARKAPUR, PRAKASAM DIST. PIN 523316
Phone +919704660279
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Andhra Pradesh State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MARKAPUR branch of Andhra Pradesh State Co-operative Bank, the code APBL0008018 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APBL0008018 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APBL" represents Andhra Pradesh State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MARKAPUR

Payment Systems Supported by APBL0008018

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—523827202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Andhra Pradesh State Co-operative Bank in MARKAPUR typically follows the RBI holiday calendar. Digital transfers via APBL0008018 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APBL0008018 is the valid code for MARKAPUR at MARKAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • MARKAPUR Contact
  • • Address of Andhra Pradesh State Co-operative Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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