Guntur District Co-operative Central Bank
THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - NAKARIKALLU BRANCH
+918647241117
Understanding IFSC Code: The Digital DNA of Guntur District Co-operative Central Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - NAKARIKALLU
branch of Guntur District Co-operative Central Bank, the code APBL0007040 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the APBL0007040 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"APBL" represents Guntur District Co-operative Central Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - NAKARIKALLU
Payment Systems Supported by APBL0007040
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—522635003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Guntur District Co-operative Central Bank in GUNTUR typically follows the RBI holiday calendar. Digital transfers via APBL0007040 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While APBL0007040 is the valid code for THE DIST. CO-OPERATIVE CENTRAL BANK LTD., GUNTUR - NAKARIKALLU at GUNTUR, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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- • Address of Guntur District Co-operative Central Bank
- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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