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Guntur District Co-operative Central Bank

THE GUNTUR DIST CO OP CENTRAL BANK LTD BHATTIPROLU BRANCH

+919441127708

IFSC CODE
APBL0007037
MICR Code 522635563
Branch Code 007037
City / District BHATTIPROLU
State ANDHRA PRADESH
Office Address GADDAR BRIDGE ROAD NEAR POST OFFICE BHATTIPROLU
Phone +919441127708
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Guntur District Co-operative Central Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE GUNTUR DIST CO OP CENTRAL BANK LTD BHATTIPROLU branch of Guntur District Co-operative Central Bank, the code APBL0007037 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APBL0007037 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APBL" represents Guntur District Co-operative Central Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE GUNTUR DIST CO OP CENTRAL BANK LTD BHATTIPROLU

Payment Systems Supported by APBL0007037

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—522635563—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Guntur District Co-operative Central Bank in BHATTIPROLU typically follows the RBI holiday calendar. Digital transfers via APBL0007037 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APBL0007037 is the valid code for THE GUNTUR DIST CO OP CENTRAL BANK LTD BHATTIPROLU at BHATTIPROLU, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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