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Andhra Pradesh State Co-operative Bank

CHERUKUPALLI BRANCH

IFSC CODE
APBL0007008
MICR Code 522635583
Branch Code 007008
City / District CHERUKUPALLI
State ANDHRA PRADESH
Office Address CHERUKUPALLI 522309
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Andhra Pradesh State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CHERUKUPALLI branch of Andhra Pradesh State Co-operative Bank, the code APBL0007008 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APBL0007008 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APBL" represents Andhra Pradesh State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CHERUKUPALLI

Payment Systems Supported by APBL0007008

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—522635583—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Andhra Pradesh State Co-operative Bank in CHERUKUPALLI typically follows the RBI holiday calendar. Digital transfers via APBL0007008 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APBL0007008 is the valid code for CHERUKUPALLI at CHERUKUPALLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • CHERUKUPALLI Contact
  • • Address of Andhra Pradesh State Co-operative Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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