Krishna District Co-operative Bank
KRISHNA DCC BANK JAVVARPETA BRANCH
+919989799022
Understanding IFSC Code: The Digital DNA of Krishna District Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KRISHNA DCC BANK JAVVARPETA
branch of Krishna District Co-operative Bank, the code APBL0006053 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the APBL0006053 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"APBL" represents Krishna District Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KRISHNA DCC BANK JAVVARPETA
Payment Systems Supported by APBL0006053
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—520650403—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Krishna District Co-operative Bank in MACHILIPATNAM typically follows the RBI holiday calendar. Digital transfers via APBL0006053 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While APBL0006053 is the valid code for KRISHNA DCC BANK JAVVARPETA at MACHILIPATNAM, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • KRISHNA DCC BANK JAVVARPETA Contact
- • Address of Krishna District Co-operative Bank
- • MICR Code Finder
- • ANDHRA PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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