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Andhra Pradesh State Co-operative Bank

KRISHNA DCC BANK LTD,G.KONDURU BRANCH

+919949688394

IFSC CODE
APBL0006039
MICR Code 520650582
Branch Code 006039
City / District G.KONDURU
State ANDHRA PRADESH
Office Address G.KONDURU
Phone +919949688394
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Understanding IFSC Code: The Digital DNA of Andhra Pradesh State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KRISHNA DCC BANK LTD,G.KONDURU branch of Andhra Pradesh State Co-operative Bank, the code APBL0006039 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APBL0006039 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APBL" represents Andhra Pradesh State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KRISHNA DCC BANK LTD,G.KONDURU

Payment Systems Supported by APBL0006039

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—520650582—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Andhra Pradesh State Co-operative Bank in G.KONDURU typically follows the RBI holiday calendar. Digital transfers via APBL0006039 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APBL0006039 is the valid code for KRISHNA DCC BANK LTD,G.KONDURU at G.KONDURU, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • KRISHNA DCC BANK LTD,G.KONDURU Contact
  • • Address of Andhra Pradesh State Co-operative Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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