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Andhra Pradesh State Co-operative Bank

YELESWARAM BRANCH

+918868224074

IFSC CODE
APBL0004048
MICR Code 533842583
Branch Code 004048
City / District YELESWARAM
State ANDHRA PRADESH
Office Address D.NO.1-111, RUPULAMMA TEMPLE STREET, YELESWARAM
Phone +918868224074
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Andhra Pradesh State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the YELESWARAM branch of Andhra Pradesh State Co-operative Bank, the code APBL0004048 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APBL0004048 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APBL" represents Andhra Pradesh State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for YELESWARAM

Payment Systems Supported by APBL0004048

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—533842583—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Andhra Pradesh State Co-operative Bank in YELESWARAM typically follows the RBI holiday calendar. Digital transfers via APBL0004048 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APBL0004048 is the valid code for YELESWARAM at YELESWARAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • YELESWARAM Contact
  • • Address of Andhra Pradesh State Co-operative Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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