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District Co-operative Central Bank Vizianagaram

District Co-operative Central Bank Vizianagaram IMPS BRANCH

+919989773050

IFSC CODE
APBL0002001
MICR Code
Branch Code 002001
City / District VIZIANAGARAM
State MAHARASHTRA
Office Address THE DISTRICT CO-OPERATIVE CENTRAL BANK LTD., VIZIANAGARAM BRANCH A.G.ROAD, VIZIANAGARAM
Phone +919989773050
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of District Co-operative Central Bank Vizianagaram

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the District Co-operative Central Bank Vizianagaram IMPS branch of District Co-operative Central Bank Vizianagaram, the code APBL0002001 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APBL0002001 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APBL" represents District Co-operative Central Bank Vizianagaram

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for District Co-operative Central Bank Vizianagaram IMPS

Payment Systems Supported by APBL0002001

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The District Co-operative Central Bank Vizianagaram in VIZIANAGARAM typically follows the RBI holiday calendar. Digital transfers via APBL0002001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APBL0002001 is the valid code for District Co-operative Central Bank Vizianagaram IMPS at VIZIANAGARAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • District Co-operative Central Bank Vizianagaram IMPS Contact
  • • Address of District Co-operative Central Bank Vizianagaram
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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