District Co-operative Central Bank Srikakul
DISTCOOPBANKLTD SRKL GARA BRANCH
+919160018935
Related Branches
Understanding IFSC Code: The Digital DNA of District Co-operative Central Bank Srikakul
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DISTCOOPBANKLTD SRKL GARA
branch of District Co-operative Central Bank Srikakul, the code APBL0001016 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the APBL0001016 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"APBL" represents District Co-operative Central Bank Srikakul
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DISTCOOPBANKLTD SRKL GARA
Payment Systems Supported by APBL0001016
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—532852007—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The District Co-operative Central Bank Srikakul in GARA typically follows the RBI holiday calendar. Digital transfers via APBL0001016 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While APBL0001016 is the valid code for DISTCOOPBANKLTD SRKL GARA at GARA, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • DISTCOOPBANKLTD SRKL GARA Contact
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Platform Links
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