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District Co-operative Central Bank Srikakul

DISTCOOPBANKLTD SRKL CHALLAVANIPETA BRANCH

+919160018917

IFSC CODE
APBL0001015
MICR Code 532852006
Branch Code 001015
City / District CHALLAVANIPETA
State ANDHRA PRADESH
Office Address MARKET JN JALUMURU MDL SRIKAKULAM 532432
Phone +919160018917
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of District Co-operative Central Bank Srikakul

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DISTCOOPBANKLTD SRKL CHALLAVANIPETA branch of District Co-operative Central Bank Srikakul, the code APBL0001015 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the APBL0001015 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"APBL" represents District Co-operative Central Bank Srikakul

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DISTCOOPBANKLTD SRKL CHALLAVANIPETA

Payment Systems Supported by APBL0001015

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—532852006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The District Co-operative Central Bank Srikakul in CHALLAVANIPETA typically follows the RBI holiday calendar. Digital transfers via APBL0001015 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While APBL0001015 is the valid code for DISTCOOPBANKLTD SRKL CHALLAVANIPETA at CHALLAVANIPETA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • DISTCOOPBANKLTD SRKL CHALLAVANIPETA Contact
  • • Address of District Co-operative Central Bank Srikakul
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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