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Ahmedabad Mercantile Co-operative Bank

Ahmedabad Mercantile Co-operative Bank IMPS BRANCH

+917926426582

IFSC CODE
AMCB0RTGS4S
MICR Code
Branch Code RTGS4S
City / District AHMEDABAD
State MAHARASHTRA
Office Address HEAD OFFICE, AMCO HOUSE, NR. STADIUM CIRCLE, NAVRANGPURA, AHMEDABAD-380009
Phone +917926426582
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Ahmedabad Mercantile Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Ahmedabad Mercantile Co-operative Bank IMPS branch of Ahmedabad Mercantile Co-operative Bank, the code AMCB0RTGS4S ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AMCB0RTGS4S Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AMCB" represents Ahmedabad Mercantile Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Ahmedabad Mercantile Co-operative Bank IMPS

Payment Systems Supported by AMCB0RTGS4S

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Ahmedabad Mercantile Co-operative Bank in AHMEDABAD typically follows the RBI holiday calendar. Digital transfers via AMCB0RTGS4S for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AMCB0RTGS4S is the valid code for Ahmedabad Mercantile Co-operative Bank IMPS at AHMEDABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Ahmedabad Mercantile Co-operative Bank IMPS Contact
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  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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