Akola Janata Commercial Co-operative Bank
LONAR BRANCH
+917260221288
Understanding IFSC Code: The Digital DNA of Akola Janata Commercial Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the LONAR
branch of Akola Janata Commercial Co-operative Bank, the code AKJB0000039 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the AKJB0000039 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"AKJB" represents Akola Janata Commercial Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for LONAR
Payment Systems Supported by AKJB0000039
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—443364502—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Akola Janata Commercial Co-operative Bank in LONAR typically follows the RBI holiday calendar. Digital transfers via AKJB0000039 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While AKJB0000039 is the valid code for LONAR at LONAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Akola Janata Commercial Co-operative Bank Branch List
- • LONAR IFSC Codes
- • Swift Code for Akola Janata Commercial Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • LONAR Contact
- • Address of Akola Janata Commercial Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Akola Janata Commercial Co-operative Bank AKJB0000039 code, find LONAR branch details, Akola Janata Commercial Co-operative Bank LONAR contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Akola Janata Commercial Co-operative Bank LONAR, online neft rtgs imps guide india, how to find ifsc code of Akola Janata Commercial Co-operative Bank.