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Ajara Urban Co-operative Bank

GOKUL SHIRGAON BRANCH

+912312671067

IFSC CODE
AJAR0000025
MICR Code 416394005
Branch Code 000025
City / District GOKUL SHIRGAON
State MAHARASHTRA
Office Address GOKUL SHIRGAON MANUFACTURING ASSOCIATION,NEW BUILDING,PLOT NO.P-40,GROUND FLOOR,MIDC,GOKUL SHIRGAON,TAL KARVEER
Phone +912312671067
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Understanding IFSC Code: The Digital DNA of Ajara Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GOKUL SHIRGAON branch of Ajara Urban Co-operative Bank, the code AJAR0000025 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AJAR0000025 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AJAR" represents Ajara Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GOKUL SHIRGAON

Payment Systems Supported by AJAR0000025

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—416394005—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Ajara Urban Co-operative Bank in GOKUL SHIRGAON typically follows the RBI holiday calendar. Digital transfers via AJAR0000025 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AJAR0000025 is the valid code for GOKUL SHIRGAON at GOKUL SHIRGAON, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • Address of Ajara Urban Co-operative Bank
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Platform Links

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