Ajara Urban Co-operative Bank
GARGOTI BRANCH
+912324220040
Understanding IFSC Code: The Digital DNA of Ajara Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the GARGOTI
branch of Ajara Urban Co-operative Bank, the code AJAR0000003 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the AJAR0000003 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"AJAR" represents Ajara Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for GARGOTI
Payment Systems Supported by AJAR0000003
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—416394503—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Ajara Urban Co-operative Bank in GARGOTI typically follows the RBI holiday calendar. Digital transfers via AJAR0000003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While AJAR0000003 is the valid code for GARGOTI at GARGOTI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Ajara Urban Co-operative Bank Branch List
- • GARGOTI IFSC Codes
- • Swift Code for Ajara Urban Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • GARGOTI Contact
- • Address of Ajara Urban Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Ajara Urban Co-operative Bank AJAR0000003 code, find GARGOTI branch details, Ajara Urban Co-operative Bank GARGOTI contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Ajara Urban Co-operative Bank GARGOTI, online neft rtgs imps guide india, how to find ifsc code of Ajara Urban Co-operative Bank.